According to the present invention, a two-channel payment method using a vehicle-mounted OBD interlocking device is performed by a server. The method comprises the following steps of: mapping unique code transmitted through a unidirectional wireless signal from a vehicle-mounted OBD interlocking device of a user, which is embedded with an operating module performing multiple functions of unidirectional wireless signal transmission and short-range wireless communications, with unique information for uniquely identifying a wireless terminal (or a program of a wireless terminal) owned by a user owning the OBD interlocking device so as to store the same; receiving payment request information including the unique code recognized through the unidirectional wireless signal from a payment device that has received the unidirectional wireless signal transmitted from the operating module of the vehicle-mounted OBD interlocking device; receiving payment confirmation information including an authentication code generated in the operating module of the OBD interlocking device and provided to the wireless terminal through the short-range wireless communications from a wireless terminal (or a program of a wireless terminal) corresponding to the unique information mapped with the unique code; and performing a payment procedure requested through the payment request information by authenticating validity of the authentication code included in the payment confirmation information.
본 발명의 차량 거치형 OBD연동장치를 이용한 2채널 결제 방법에 따르면, 서버에 의해 실행되는 방법에 있어서, 단방향 무선신호 송출 기능과 근거리 무선 통신 기능을 다중 구비한 운영모듈을 탑재한 사용자의 차량 거치형 OBD연동장치에서 상기 단방향 무선신호를 통해 송출하는 고유코드와 상기 OBD연동장치를 소유한 사용자 소유 무선단말(또는 무선단말의 프로그램)을 고유 식별하는 고유정보를 매핑하여 저장하고, 상기 차량 거치형 OBD연동장치의 운영모듈에서 송출한 단방향 무선신호를 수신한 결제장치로부터 상기 단방향 무선신호를 통해 인식된 고유코드를 포함하는 결제요청정보를 수신하고, 상기 고유코드와 매핑된 고유정보에 대응하는 무선단말(또는 무선단말의 프로그램)로부터 상기 OBD연동장치의 운영모듈에서 생성되어 상기 근거리 무선 통신을 통해 상기 무선단말로 제공된 인증코드를 포함하는 결제확인정보를 수신하며, 상기 결제확인정보에 포함된 인증코드의 유효성이 인증됨에 의해 상기 결제요청정보를 통해 요청된 결제 절차가 수행되도록 처리한다.
OBD 2 Method for Providing Two-Channel Payment by using OBD Interlocking Device in a Car
차량 거치형 OBD연동장치를 이용한 2채널 결제 방법
2018-10-10
Patent
Electronic Resource
Korean
IPC: | G06Q Datenverarbeitungssysteme oder -verfahren, besonders angepasst an verwaltungstechnische, geschäftliche, finanzielle oder betriebswirtschaftliche Zwecke, sowie an geschäftsbezogene Überwachungs- oder Voraussagezwecke , DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES / B60R Fahrzeuge, Fahrzeugausstattung oder Fahrzeugteile, soweit nicht anderweitig vorgesehen , VEHICLES, VEHICLE FITTINGS, OR VEHICLE PARTS, NOT OTHERWISE PROVIDED FOR / G07C TIME OR ATTENDANCE REGISTERS , Zeit- oder Anwesenheitskontrollgeräte / H04W WIRELESS COMMUNICATION NETWORKS , Drahtlose Kommunikationsnetze |
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