Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, utilizing a vehicle's mode of operation as part of the subrogation process. An exemplary embodiment includes receiving sensor data; determining that a vehicle collision occurred based upon, at least in part, analysis of the sensor data, such as image, audio, telematics, or autonomous vehicle system data; determining an operational mode for the vehicle based upon, at least in part, analysis of the sensor data, and the operational mode at the time of the accident; determining a percentage of fault for a driver or autonomous or semi-autonomous vehicle system, or lack thereof, based upon the sensor data, and whom or which autonomous or semi-autonomous vehicle system was in control of the vehicle at the time of the vehicle collision.
Using vehicle mode for subrogation on a distributed ledger
2021-01-12
Patent
Electronic Resource
English
IPC: | G06Q Datenverarbeitungssysteme oder -verfahren, besonders angepasst an verwaltungstechnische, geschäftliche, finanzielle oder betriebswirtschaftliche Zwecke, sowie an geschäftsbezogene Überwachungs- oder Voraussagezwecke , DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES / G06N COMPUTER SYSTEMS BASED ON SPECIFIC COMPUTATIONAL MODELS , Rechnersysteme, basierend auf spezifischen Rechenmodellen / G07C TIME OR ATTENDANCE REGISTERS , Zeit- oder Anwesenheitskontrollgeräte / G08G Anlagen zur Steuerung, Regelung oder Überwachung des Verkehrs , TRAFFIC CONTROL SYSTEMS / H04L TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION , Übertragung digitaler Information, z.B. Telegrafieverkehr |
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