A method and system for detecting vehicle events and classifying them based on contextual vehicle information. The method includes detecting a vehicle event using vehicle movement data, and then obtaining and analyzing contextual vehicle information associated with the vehicle event. The contextual vehicle information may be indicative of an external condition that led to the vehicle event, such as an object in the vehicle's path, that helps classify the vehicle event for purposes of insurance risk assessment. Another disclosed method involves comparing the vehicle movement data with the vehicle performance requirements for each of the plurality of insurance carrier plans, and notifying a vehicle operator when the vehicle data satisfies the vehicle performance requirements for any one of the insurance carrier plans. Example systems may include a telematics unit installed to a vehicle that is configured to collect vehicle movement data and contextual vehicle information.
Vehicle event detection and classification using contextual vehicle information
2018-12-18
Patent
Electronic Resource
English
IPC: | B60W CONJOINT CONTROL OF VEHICLE SUB-UNITS OF DIFFERENT TYPE OR DIFFERENT FUNCTION , Gemeinsame Steuerung oder Regelung von Fahrzeug-Unteraggregaten verschiedenen Typs oder verschiedener Funktion / G06F ELECTRIC DIGITAL DATA PROCESSING , Elektrische digitale Datenverarbeitung / G06K Erkennen von Daten , RECOGNITION OF DATA / G07C TIME OR ATTENDANCE REGISTERS , Zeit- oder Anwesenheitskontrollgeräte / G08G Anlagen zur Steuerung, Regelung oder Überwachung des Verkehrs , TRAFFIC CONTROL SYSTEMS / G09B Unterrichts- oder Vorführungsgeräte , EDUCATIONAL OR DEMONSTRATION APPLIANCES |
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