PROBLEM TO BE SOLVED: To determine whether operation on a prescribed application program is inappropriate or not and thereby properly determine an insurance condition for a vehicle or a user.SOLUTION: Provided is an insurance condition determination device comprising: a determination unit which, when a prescribed application program is being executed in a terminal device held by a user aboard a vehicle and matching is established between the position data of the vehicle and the link data of a road in map information, determines whether operation on the prescribed application program is inappropriate or not on the basis of the speeds of a plurality of vehicles present near the vehicle being parked; and an insurance condition determination unit for determining an insurance condition for the vehicle or the user so that the insurance fee becomes progressively higher in correspondence to a rise in the percentage of the inappropriate operation determined by the determination unit.SELECTED DRAWING: Figure 1

    【課題】所定のアプリケーションプログラムに対する操作が不適切であるか否かを判定することで、車両または利用者に対する保険条件を適切に決定すること。【解決手段】車両に乗車した利用者が保持する端末装置において所定のアプリケーションプログラムが実行されている場合であって、前記車両の位置データと、地図情報における道路のリンクデータとのマッチングが成立した場合に、停車している前記車両の近くに存在する複数の車両の速度に基づいて、前記所定のアプリケーションプログラムに対する操作が不適切であるか否かを判定する判定部と、前記判定部によって判定された不適切な操作の割合が高いほど、保険料が高くなるように、前記車両または前記利用者に対する保険条件を決定する保険条件決定部と、を備える保険条件決定装置。【選択図】図1


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    Title :

    INSURANCE CONDITION DETERMINATION DEVICE, INSURANCE CONDITION DETERMINATION METHOD, PROGRAM, TERMINAL DEVICE, AND INFORMATION PROCESSING DEVICE


    Additional title:

    保険条件決定装置、保険条件決定方法、プログラム、端末装置、および情報処理装置


    Contributors:

    Publication date :

    2018-01-25


    Type of media :

    Patent


    Type of material :

    Electronic Resource


    Language :

    Japanese


    Classification :

    IPC:    G06Q Datenverarbeitungssysteme oder -verfahren, besonders angepasst an verwaltungstechnische, geschäftliche, finanzielle oder betriebswirtschaftliche Zwecke, sowie an geschäftsbezogene Überwachungs- oder Voraussagezwecke , DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES / G01C Messen von Entfernungen, Höhen, Neigungen oder Richtungen , MEASURING DISTANCES, LEVELS OR BEARINGS / G08G Anlagen zur Steuerung, Regelung oder Überwachung des Verkehrs , TRAFFIC CONTROL SYSTEMS



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