Insurance policies are designed to minimize uncertainty for both the insured and the insurer. But that same uncertainty is an opportunity to do business and make profits. This chapter discusses the responses of the insurance market to car theft. The insurance industry estimates that 8 out of 10 vehicles stolen in São Paulo have insurance coverage. Insurance has a mediating character of different dimensions, all central to the governance of the stolen vehicle market and its regulatory actors. Through the mediation of the insurance industry the illegal market nurtures the legal automobile industry. Aware of the political and economic changes of the time, Alvorada Seguros was one of the first Brazilian companies to venture into auto insurance. Initially, insurance companies perceived the vehicle business as unprofitable. In the 1970s, the automobile market began to expand and by the late 1980s the portfolio became profitable.


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    Titel :

    Designing the Market


    Beteiligte:
    Feltran, Gabriel (Herausgeber:in) / Fromm, Deborah (Autor:in)

    Erschienen in:

    Stolen Cars ; 87-103


    Erscheinungsdatum :

    2022-01-06


    Format / Umfang :

    17 pages




    Medientyp :

    Aufsatz/Kapitel (Buch)


    Format :

    Elektronische Ressource


    Sprache :

    Englisch




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